YOGYAKARTA Supporters of digital currencies believe that crypto, particularly Bitcoin, can become a future financial system. However, many experts believe otherwise. So why will crypto never be the future? The answer lies in its highly volatile nature, trust issues and lack of regulatory authority to ensure the stability of values.
Recently, the value of cryptocurrency saw a sharp correction of up to $600 billion on October 18, 2025, even Bitcoin, nicknamed digital gold, also fell to its lowest level since June. This decline shows how volatile crypto assets are amid global tensions and crisis of investor confidence. This is also one of the reasons why crypto will never be the future. In full, let’s watch the review below.
Please note that cryptocurrencies are virtual money secured by cryptography, cryptocurrencies operate in peer-to-peer networks based on Blockchain technology, therefore they are more resistant to value manipulation.
According to Futurism reports, crypto assets cannot be manipulated as easily as conventional cash. Because their status is decentralized and unregulated. This virtual currency supports a better concept of universal basic income than conventional currencies.
When crypto dominates the global market, intermediary roles will significantly decrease, making this digital currency stronger and more efficient, cited by Investopedia.
However, behind the advantages it offers, crypto has a number of weaknesses that never make it the future of the financial system.
One of the weaknesses of crypto is that there is no official agency suppressing it. In other words, crypto is beyond government control and has no clear legal guarantees. This makes its value very volatile and susceptible to being used for illegal activities.
Indeed, the future of the world is currently moving towards a cashless system, but this does not mean that the government will immediately recognize crypto as legal tender.
Another weakness of crypto lies in the nature of its anonymity and lack of supervision. Crypto transactions are difficult to track and therefore can be misused for crimes such as money laundering and illegal trading. Additionally, without intermediaries such as banks or financial institutions, accountability in transactions slips away. This may cause huge losses to users.
Even if it offers freedom because no institution is looking at it, it becomes a double-edged sword. Without clear regulations, the value of cryptocurrencies fluctuates easily and is subject to speculation.
Bitcoin, for example, could see a big surge and then drop significantly in just a few days. Factors such as market demand, speculative behavior, and algorithm changes also affect its value. As a result, crypto is difficult to transform into a stable medium of exchange for everyday transactions.
From the above description, we can conclude that cryptography is far from ideal. The global digital infrastructure is not fully ready and regulatory systems are still lagging behind. Governments in various countries are also concerned about the impact of difficult-to-monitor financial privacy.
Ultimately, the reason crypto will never be the future is due to the instability of values, lack of public trust, and significant economic risks. Although the blockchain technology behind crypto offers significant innovations to the financial world, the role of conventional monetary and banking systems will continue to dominate the future of the global economy.
This is the answer to the question of why crypto will never be the future. Hopefully the above information can enlighten readers. get updates from other choices only on VOI.ID.
English, Chinese, Japanese, Arabic and French versions are automatically generated by AI. So there may still be inaccuracies in the translation, please always consider Indonesian as our main language. (system supported by DigitalSiber.id)
