The House of Representatives of the United States is preparing to vote on crucial legislation concerning the structure of the cryptocurrency market and stablecoins, marking an important step in the regulatory landscape of digital assets. These proposals aim to refine market regulations, supervise the floors and prohibit the digital currency of the Central Bank (CBDC), to respond to long -standing demands for the American cryptography sector for a clear regulatory framework.
A major thrust for “regulatory clarity” is planned, responding to the long -standing call from the cryptographic asset industry to favorable regulations. Historically, the sector has resisted the unfavorable rules and actively campaigned for the user -friendly crypto policies before the 2024 elections. The upcoming vote will star the “Digital Asset Market Clarity Act of 2025” (Clarity Act), which provides full guidelines for federal regulatory approaches, and the “engineering law”, which establishes essential rules for Stablecoin.
During what is called “crypto week”, the Chamber will vote on three separate bills: the Clarity Act, the Anti-CBDC surveillance law and the Genius Act. There is a strong anticipation of bipartite support so that these proposals succeed.
The Chamber’s Financial Services Committee announced a vote on the Senate version of the Act on Engineering, indicating a preference for the Senate proposal on the “stable law” previously developed by the Chamber. If the proposal is accelerated to President Donald Trump, it is possible that it will become law before the recess of August. The law on engineering has recently received substantial bipartisan support in the Senate, reporting rapid progress.
The Clarity Act should provide a fundamental framework for agencies such as the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) in their approach to cryptocurrencies. However, there is currently no legislative proposal corresponding to the Senate. The relevant hearings of the committees continue in the Senate, the expectations of related regulations to be finalized at the end of September.
Some democratic representatives have raised concerns about potential corruption and conflicts of interest resulting from these new regulations. The member of the Maxine Waters Financial Services Committee and the representative Stephen Lynch underlined President Trump’s activities in the field of cryptography and potentially opening the doors to controversial practices. Maxine Waters said: “These laws explicitly approve of the abuse of observed power.”
Simultaneously, the House Ways and Means committee plans to lead a session linked to cryptographic taxation. In the weekly agenda, the Chamber’s Rules Committee will address the draft laws on July 14, followed by a full vote scheduled for July 15. On July 16, the Chamber’s tax committee will organize a Crypto tax session. According to the voting results, the proposal of Stablecoin could be quickly approved by President Trump.
The move of the American house to put complete regulations of cryptography on the agenda next week is considered a central stage for industry. If it is approved, these regulations will provide the essential legal framework, allowing companies to operate according to clear legal directives. However, the implementation and the real effects of these regulations will take time to manifest. In addition, some experts remain cautious as to whether new laws will increase directly digital active use. The taxation and surveillance sessions linked to the crypto also have additional agenda elements with an impact on the sector.
