Predictive analysis, artificial intelligence and cybersecurity are now high on the lists of conformity agents, because the communications outside the channel are relegated to the ranking.
Artificial intelligence has become the main problem of compliance for the RIA in 2025, according to the latest survey on investment compliance tests published on Tuesday.
The annual survey, now during its twentieth year, brought together the responses of 577 conformity and professionals in all companies of all sizes, highlighting a regulatory landscape changing quickly and the growing complexity of the priorities of conformity.
The AI and the predictive analysis were identified as the “hottest” subjects of 57% of respondents, going beyond money laundering and cybersecurity, which followed at 41% and 38%, respectively.
The survey, published by the Investment Advising Association, Aca Group and Yuter Compliance Consulting, revealed that if 40% of companies have officially adopted AI tools for internal purposes, only 5% currently use these technologies to support customer interactions. Another quarter of companies actively explores the adoption of AI, but generalized external use remains limited.
Despite increased attention, many companies are cautious. Only 9% of people using AI mention it in their marketing media, and almost half of the companies with AI tools in place have not yet implemented formal tests or validation of these systems. The survey also revealed that only 15% of companies have established policies and procedures to govern the use of AI employees, and only 4% have set up dedicated AI governance groups.
“The AI quickly went up to the top of the agenda, while cybersecurity and LMA remain areas of critical interest. The data show that companies react with increased tests and simulated examinations, but gaps remain, in particular in the governance of AI, the surveillance of the seller and the protections of denunciation, “said Carlo Di Florio, president of the ACA. “To stay in advance, compliance programs must evolve with the same speed as the risks they have designed to manage.”
The anti -flowage also increased the list of priorities – 41% of participants cited it as concern this year, against 6% in 2024 – partly drawn by the planned changes in fincen rules. However, these changes have been delayed by an additional two years, according to a Tuesday declaration from the Treasury Department.
“Fincen recognizes … that the rule must be effectively adapted to various commercial models and risk profiles in the placement advisers’ sector”, ” The declaration readAdding that “the extension of the date of entry into force of the rule can help facilitate potential compliance costs for industry”.
While 83% of companies say they have a form of LMA policies and procedures, only 22% have updated their policies to align themselves with the new rule, and the independent tests of these policies remain inconsistent. The survey revealed that 56% of companies carry out LMA tests less frequently than each year, and only 19% examine third parties to ensure that they complete LMA exams.
Having channel communications, which exceeded the compliance problems of the list in last year’s survey, have dropped but remain an important area of interest. Sixty -one percent of the respondents declared increased tests around monitoring electronic communications and channel communications, making it the most common area of increased compliance tests in 2025.
Compliance with marketing rules also remains a challenge for many companies. Only 41% of respondents brought their practices in response to the FAQ of dry marketing rules published in March, and more than half believe that additional repairs or directives are necessary. Among those looking for additional clarifications, specific requests included justification, hypothetical performance and institutional exceptions.
“Investment advisers proactively improve their compliance executives to stay ahead of dynamic regulatory developments and emerging risks, while maintaining a strong emphasis on their fundamental compliance obligations,” said Karen Barr, president and chief executive officer of the Addiser Association.
“The survey underlines an increase in tests through critical fields such as artificial intelligence and the preparation of LMA, illustrating the increased pressures and the extent of the responsibilities of the responsibilities facing today’s compliance officers.”
