Young Platform, a European fintech company founded in 2018, announced the launch of what it claims to be the first European crypto-natif neobank entirely aligned with the next regulation on the Crypto-Asets (Mica) markets of the EU. This initiative marks a significant change in relation to the initial role of the company as an crypto exchange, expanding its operations in a wider ecosystem of financial services focused on digital assets. The Neobank is designed to integrate in a transparent manner into the existing platforms of the company, including its regulated exchanges, its educational tools and its advanced trading solutions, all supported by its native token, $ Yng.
The emergence of Young Platform’s Crypto-Native Neobobank is aligned with the world market for increasing neobanking, worth 143.29 billion dollars in 2024 and planning to extend to 3.4 dollars by 2032. Europe is currently holding a share of 37.75% of this sector, reflecting its leadership in the digital banking soul. The company’s decision to continue compliance with Mica highlights its intention to establish confidence and transparency, in particular in a regulatory environment that has evolved rapidly. Italy, where the young platform has its registered office, has delayed its complete implementation of the mica until December 30, but the company has already submitted two pre-depot files to the Banque d’Italie and Consob, demonstrating its proactive approach to regulatory alignment.
The concept of cryptocurrency neobank differentiates the young platform of traditional neobancs, which generally integrate cryptocurrency as an additional characteristic rather than a fundamental element. Young Platform has built its Neobobanking infrastructure directly in its crypto ecosystem, offering services such as a payment account with cashback reward in $ YNG, regulated perpetual trading and a model of token rarity designed to improve the utility and long -term value of the utility and long -term $ YNG. These features aim to create a coherent financial environment where users can transparently manage payments, savings and investments, all in a regulated and secure framework.
Safety and compliance remain at the heart of the company model. Young Platform guarantees that all transactions are processed through approved European banking partners, maintaining complete traceability and clarity. In addition, the company uses blockchain intelligence tools to improve the safety of user funds. He also adheres to RGPD and EU data protection regulations, guaranteeing responsible management of personal information. These measures are intended to provide users with the confidence necessary to engage with digital assets in a way that aligns with the evolving regulatory landscape.
The co-founder of Young Platform, Alexandru Stefan Gheban, stressed that the vision of the company is to fill the gap between traditional finance and the digital active ecosystem. “We believe that the future of finance will not come from traditional banks by adding crypto as a secondary product, but ecosystems like ours that build banking services on crypto foundations,” he said. This philosophy positions the young platform as a pioneer on a market where crypto-native financial services should play an increasingly important role.
In August 2025, the price of the native token from Young, $ Yng, was $ 0.4472. During the last month, the token demonstrated an increase of 6.70% of the value compared to the US dollar, overputing the larger cryptography market. This growth reflects both the growing interest in crypto-native financial services and the strategic alignment of the company with regulatory executives such as mica.
Source:
(1) Young Platform is launching the first Crypto-Native Crypto-Native Neobank in Europe (https://chainwire.org/2025/08/26/young-launches-europes-first-mica-cipeliant-crypto-native-neobank/)
(2) Young Platform launches the first compliant in European mica … ((
